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UPST · NASDAQ

Upstart Holdings, Inc.

$23.10 -0.07 (-0.29%)

Company overview

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Sector
Financial Services
Industry
Financial - Credit Services
Exchange
NASDAQ
Market cap
$2.2B
Employees
1,193
Headquarters
San Mateo, CA
Website
upstart.com
CEO
David J. Girouard
Listed
December 16, 2020
P/E
45.29
Dividend yield
0.00%

Company financials

Revenue
$1.2B
Gross profit
$1.1B
Operating income
$49.2M
EBITDA
$73.5M
Net income
$49.4M
EPS
$0.51
Total assets
$3B
Total debt
$2B
Gross margin
95.67%
Net margin
4.25%
Earnings yield
2.21%

Revenue segmentation

By product (FY 2025)
By region (FY 2025)

No geographic segmentation.

Showing FY 2025

Price chart

21.6225.5929.5633.5237.49
UPST 1D NASDAQ O23.49H23.71L22.89C22.99-0.80 (-3.34%)Vol850.22K

News

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Source
Date
Type
Ticker Type Headline Source Published
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings, Inc. (UPST) Stock Dips While Market Gains: Key Facts Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news SoFi Technologies Imploded in 2026: A Wall Street Pro Predicts It Will Double in 2027 24/7 Wall Street
UPSTUpstart Holdings, Inc. Stock news 2 Glorious Growth Stocks to Buy Hand Over Fist If the Stock Market Crashes Fool - Investing News
UPSTUpstart Holdings, Inc. Stock news Is Trending Stock Upstart Holdings, Inc. (UPST) a Buy Now? Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news Humana To Rally Over 14%? Here Are 10 Top Analyst Forecasts For Tuesday Benzinga
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings, Inc. (UPST) Sees a More Significant Dip Than Broader Market: Some Facts to Know Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news Upstart Expands Credit Union Network With Denver Partnership Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings, Inc. (UPST) Stock Sinks As Market Gains: Here's Why Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news Upstart to Announce Third Quarter 2026 Results on November 3, 2026 Business Wire
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings Inc (UPST) Shares Surge 6.8% -- What GF Score of 66 Tells Investors GuruFocus
UPSTUpstart Holdings, Inc. Stock news Upstart Jumps 6% as Its Own Macro Index Ticks Down; Synchrony Financial Holds Flat, OneMain Holdings Barely Budges 24/7 Wall Street
UPSTUpstart Holdings, Inc. Press release Upstart Publishes September 2026 Originations and Latest UMI Business Wire
UPSTUpstart Holdings, Inc. Stock news Is Upstart Stock a Buy, Sell, or Hold At Its New 52-Week Low? The Motley Fool
UPSTUpstart Holdings, Inc. Stock news Upstart Holdings, Inc. (UPST) is Attracting Investor Attention: Here is What You Should Know Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news The SoFi Growth Story Is Getting Harder to Ignore 24/7 Wall Street
UPSTUpstart Holdings, Inc. Stock news SoFi Technologies Bombed by More Than 40% in 1 Year: A Wall Street Pro Just Reiterated His Belief That Shares Will Double in 12 Months 24/7 Wall Street
UPSTUpstart Holdings, Inc. Press release KBRA Assigns Preliminary Ratings to Upstart Securitization Trust 2026-4 Business Wire
UPSTUpstart Holdings, Inc. Stock news PayPal vs. Upstart: Which Fintech Stock Is Better to Consider? Zacks Investment Research
UPSTUpstart Holdings, Inc. Stock news 3 Niche Growth Stocks With an Edge Their Rivals Can't Ignore MarketBeat
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FAQ

Questions about Upstart Holdings, Inc.

What does Upstart Holdings, Inc. do?
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
What is UPST's market cap?
Upstart Holdings, Inc. (UPST) is a listed stock with a live quote. The latest market cap on this page is $2.2B.
Where is Upstart Holdings, Inc. headquartered?
Upstart Holdings, Inc. is headquartered in San Mateo, CA.
How do I get UPST news from the API?
Call GET /v1/news?tickers=UPST. Add type=news, type=press_release, or type=legal to take one feed. Pro keys search the full archive in real time. Free keys are delayed 15 minutes and return the last year. Signed-out visitors and Free accounts see that same year on this page. Pro sees the full archive.
How far back does UPST news go?
Signed-out visitors and Free accounts see the last year of stock news, press releases, and legal notices for UPST, 15 minutes behind, and each headline links to the publisher. Pro, including the 7-day trial, sees the full archive as headlines are ingested. A Free API key returns the last year. Pro keys search the full archive.
Is the UPST price on this page from the API?
The price and daily change update during the US session for every visitor. That quote is context on this page. It is not part of the news API. The chart is one candle per session from the start of 2020. 1W, 1M, and 1Y group those sessions.
Can I use the Pro plan commercially?
No. The Pro plan cannot be used for commercial work. A product you sell, work you do for a client, or redistribution of the feed needs a custom plan and a license. Email [email protected].

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